TwoPact — two parties. one pact.

One agreed process between homeowner and builder — from quotation to Project Passport.

Upload your plans and builder's quotation and TwoPact produces a Draft Pact: the agreed scope, exclusions, stages, stage values, evidence required and payment milestones. Creating and agreeing your Draft Pact is free.

UPLOAD → PACT → DOCUMENT → REVIEW → PAY → PASSPORT. A project fee is only paid once both parties agree the Pact and are ready to activate it.

A UK homeowner and builder outside a home undergoing an extension

Two parties. One pact.

An independent project system that works for both sides.

TwoPact sits between the homeowner and the builder so both follow the same agreed and documented process — from quotation to Project Passport.

Homeowner / Customer

  • See exactly what has been agreed and what is excluded
  • Watch evidence arrive live against each stage
  • Know when an agreed stage payment becomes due
  • Pay the builder directly — TwoPact never holds your money

Builder / Contractor

  • A clear, agreed scope and stage structure from day one
  • Upload evidence once, against the agreed requirements
  • Request a stage review when a stage is complete
  • Variations recorded properly instead of argued later

The Pact

  • Scope, exclusions, stages and stage values
  • Evidence required at each stage and hold points
  • Professional and Building Control checkpoints where applicable
  • Variation procedure, retention and completion requirements

The TwoPact journey

Upload → Pact → Document → Review → Pay → Passport

One agreed and documented process, followed by both parties, from quotation through to Project Passport.

  1. STEP 01

    UPLOAD

    Either party creates the project free and uploads plans, the builder's quotation, specifications and supporting documents. TwoPact flags what is missing or unclear.

  2. STEP 02

    PACT

    A Draft Pact is produced: agreed scope, exclusions, stages, stage values, payment milestones, evidence required, checkpoints, hold points, variation procedure and completion requirements. Reviewed by a person before issue.

  3. STEP 03

    DOCUMENT

    During construction the builder uploads evidence against each agreed stage. The homeowner sees it live.

  4. STEP 04

    REVIEW

    The builder requests a stage review. TwoPact reviews the evidence and records Green, Amber or Red against the requirements agreed in the Pact.

  5. STEP 05

    PAY

    Once a stage is Green the agreed stage payment becomes due. The homeowner pays the builder directly — TwoPact never holds construction funds.

  6. STEP 06

    PASSPORT

    At completion TwoPact generates a locked TwoPact Project Passport: the documented history of the completed project.

Stage reviews

Every stage is reviewed against what was agreed.

When the builder believes a stage is complete they request a stage review. TwoPact reviews the evidence and records one of three outcomes.

GREEN — STAGE COMPLETE

The evidence requirements agreed in the Pact for that stage have been satisfied. This does not mean the work is perfect, defect-free, safe or universally compliant.

AMBER — ACTION REQUIRED

Evidence, information, a certificate or agreed work is still outstanding.

RED — INDEPENDENT REVIEW REQUIRED

Used for material disputes, inability to establish completion, professional concerns, or where physical independent review is required.

Once a stage is Green the agreed stage payment becomes due and the homeowner pays the builder directly. TwoPact does not hold construction funds. Where professional evidence is required — Building Control, a structural engineer or relevant trade certification — the Pact defines that requirement and the evidence must be recorded.

The service

TwoPact Project Protection

Independent oversight of your project from the first quotation to the final payment — so major decisions are made on evidence, not pressure.

Builder quotation review

We read the quotation line by line — scope, exclusions, provisional sums and the proposed payment structure — so you know what you are actually buying.

Project protection setup

Agreed stages, evidence requirements, documentation and a clear variation process, established before any work begins.

Payment-stage monitoring

Each payment stage is tracked against the evidence submitted, so you can see what has been demonstrated before you decide to pay.

Progress and evidence records

Photographs, site records, documents and correspondence kept in one structured, time-stamped project record.

Variation tracking

Every change to scope, cost or programme recorded and priced in writing — before it quietly becomes an extra on your final bill.

Independent inspection coordination

Where the evidence indicates it, we identify when independent professional or site inspection is required and help you arrange it.

Completion documentation

Snagging, certificates, warranties and the final project record collated into one complete handover pack.

Founding Project Offer — Limited Availability

We are currently accepting a small number of projects so each homeowner receives close, personal attention. Apply with your project details and we will confirm availability and the terms for your project directly.

Apply to Protect My Project

TwoPact provides independent project oversight and homeowner support. We do not replace your local authority, Registered Building Control Approver, architect, structural engineer or other statutory/professional appointments required for your project.

Why Homeowners Choose TwoPact

Building projects are complex. TwoPact gives homeowners the structure, clarity and confidence to make informed decisions from planning through to completion.

Understand your builder's quotation

See exactly what is included, excluded or left open to interpretation before you commit to anything.

Know what is agreed before you sign

Scope, materials, exclusions and payment structure clarified up front, so there are no expensive surprises later.

Keep a complete project record

Contracts, drawings, photographs, warranties and certificates — all kept in one calm, structured place.

Review evidence before major payments

Payment decisions stay yours — made on recorded evidence and, where required, independent inspection findings.

Track progress and variations

Every change to scope, cost or programme recorded in writing as the project moves forward.

Independent, and on your side

We work only for the homeowner. We never take fees, commission or referrals from builders.

Ready to protect your project?

Apply with your project details, or download our free Homeowner's Guide first.

Free instant download

FREE Homeowner's Guide

Discover the mistakes that cost homeowners thousands every year — and learn how to avoid them before work begins.

The Homeowner's Guide by TwoPact — 3D book mockup

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Protecting your money starts before the first brick is laid.

TwoPact helps homeowners review evidence, project progress and independent inspection findings before making major payment decisions.

TwoPact provides independent project oversight and homeowner support. We do not replace your local authority, Registered Building Control Approver, architect, structural engineer or other statutory/professional appointments required for your project.